(503) 395-4060 18773 SW Martinazzi Ave, Ste 220, Tualatin, OR 97062 @escalante_agency

Voluntary Benefits Through Colonial Life

Colonial Life plans help fill the gaps major medical insurance leaves behind, paying cash benefits directly to your employees for out-of-pocket costs a standard health plan often doesn’t cover. Coverage is typically funded through payroll deduction, so there’s little to no direct cost to you as the employer, and we handle enrollment in English or Spanish.

  • Accident Insurance
    Helps cover out-of-pocket costs from covered accidents and injuries that your employees’ medical insurance may not pay for.
  • Critical Illness & Cancer Insurance
    Pays a lump-sum benefit if an employee is diagnosed with a covered illness such as cancer, heart attack, or stroke.
  • Disability Insurance
    Replaces a portion of an employee’s income if they’re unable to work due to a covered illness or injury.
  • Hospital Indemnity Insurance
    Helps with expenses from a covered hospital stay that medical insurance may not fully cover.
  • Life Insurance
    Affordable, portable coverage for financial protection for the people who matter most to your employees.
  • Dental & Vision Insurance
    Coverage for routine and major dental care, with optional vision benefits.

Request a Benefits Quote

Tell us about your team and we'll follow up, usually same day.

No obligation. We'll never sell your information.

FAQ

Small Business Health Insurance Questions

Do I have to offer this to my employees?

No — voluntary benefits aren’t required. Many small employers offer them anyway because there’s little to no direct cost: coverage is typically funded through employee payroll deduction, and it’s a valuable perk for attracting and keeping good employees.

How is this different from my employees’ regular health insurance?

These plans don’t replace major medical coverage. Instead, they pay cash benefits directly to your employees to help with out-of-pocket costs — deductibles, co-pays, lost income — that a standard health plan often doesn’t cover.

Can I get this in Spanish?

Yes — every part of the process, from comparing coverage to enrollment, is available in Spanish. Visit our página en Español.

Do you also handle my business’s other insurance?

Yes — this pairs directly with your commercial insurance policy under the same agency. See our commercial insurance coverage.

Let’s Talk About Your Team’s Coverage

No jargon, no pressure, just a clear answer on what coverage makes sense for your business.