SMALL BUSINESS INSURANCE · OREGON
Salons, shops, restaurants, makers and offices: tell us about your business and we’ll compare coverage from several top carriers to find the right fit. A licensed agent gets back to you, usually the same day, in English or Spanish.
If a customer slips in your shop, a client says your work damaged their property, or your landlord asks for proof of insurance, general liability is what protects you. Most leases and many client contracts require it before you can open or sign.
Want your space and equipment covered too? A business owner’s policy (BOP) bundles general liability with property coverage, often for less than buying them separately.
WHO WE INSURE
If you don’t see your business here, call us. Chances are we can help.
Barber shops, beauty and hair salons, dry cleaners, pet grooming and training, photographers, locksmiths, tailors, upholstery and carpet cleaning.
Florists, bakeries, boutiques, gift and toy shops, jewelry, shoe and clothing stores, pet stores, delis, ice cream shops and online stores.
Fine dining, fast casual, quick service, caterers and commissary kitchens.
Bakery plants, candy makers, printing, furniture makers, machine shops, engraving, decorative metal work and screen printing.
Auto parts, building materials, hardware, electrical and plumbing supply, warehouses and mini-storage.
HVAC, electrical, plumbing, interior painting and carpentry, flooring and fencing. Get a contractor quote →
Lessor’s risk only coverage for buildings you lease to retail, office, service or contractor tenants.
Liability coverage for agents and real estate offices.
General liability covers injuries and damage you cause to other people. It’s the right fit if you work from home, at customers’ locations, or don’t have much equipment.
A business owner’s policy (BOP) adds coverage for your space, equipment and inventory, plus lost income if you have to close after a covered loss like a fire. If you have a shop, salon or restaurant, it’s usually the better value.
Not sure? Pick “help me choose” on the form and we’ll compare both.
See all of our business insurance.
MEET YOUR AGENTS
Co-Owner
German brings more than 20 years of insurance experience, helping Oregon families and small business owners protect what they’ve built. As an independent agency, we shop many carriers, so every client gets real options.
When he has time, he loves traveling back to El Salvador, where his family is from, and spending time with his grandkids.
Co-Owner
Before insurance, Daniel worked in construction project management, so he knows job sites, deadlines and the certificates contractors need to get to work. He’s licensed in property, casualty and life insurance, and he makes sure quotes come back fast and nothing falls through the cracks.
Off the clock, he still plays indoor and outdoor soccer all over the Portland metro.
As an independent agency, we’re not tied to one insurance company. We compare multiple carriers for you, so you get more options without making ten phone calls.
FAQ
It depends on your type of business, revenue, location and claims history. A small home-based service business pays far less than a restaurant. We compare several carriers so you see real prices, not a guess.
Yes. Once your policy is active, we can usually send a certificate the same day, including naming your landlord as an additional insured if the lease requires it.
Often yes. Your homeowners or renters policy usually doesn’t cover business activity, especially customers visiting or work done at their locations.
Yes. We insure many first-year businesses and can help you figure out what you need before you sign a lease or open your doors.
Yes. The form, the paperwork and every phone call can be in Spanish if you prefer.
It takes about two minutes. No obligation.
