CONTRACTOR INSURANCE · OREGON
General liability for Oregon contractors, matched to your CCB license and ready when a GC or homeowner asks for a certificate. Answer a few questions and a licensed agent gets back to you, usually the same day. In English or Spanish.
One accident on a job site can cost more than a year of premiums. General liability protects your business when someone is hurt or property is damaged because of your work, and in Oregon you need it to hold a CCB license and win bids from general contractors.
Monthly payments available. You don’t have to pay the full year up front. Payment plans can be set up when you’re quoted.
TRADES WE INSURE
From one-person handyman businesses to growing crews.
Kitchens, baths, additions and whole-home remodels.
Landscape crews, hardscape, flatwork and fencing.
Interior and exterior painting, drywall and finishing.
Licensed specialty trades, residential and commercial.
Finish carpentry, cabinets, decks and framing.
Small repairs, maintenance and post-construction cleanup.
The Oregon Construction Contractors Board requires active liability insurance for your license, and the minimum depends on your endorsement. We match your limits to your license, and we send the certificate the CCB needs so your license stays active.
Working as a sub? Many general contractors require $1 million per occurrence and $2 million aggregate, plus an additional insured endorsement naming them on your policy. We handle those certificates quickly, often the same day.
See all of our business insurance.
MEET YOUR AGENTS
Co-Owner
German brings more than 20 years of insurance experience, helping Oregon families and small business owners protect what they’ve built. As an independent agency, we shop many carriers, so every client gets real options.
When he has time, he loves traveling back to El Salvador, where his family is from, and spending time with his grandkids.
Co-Owner
Before insurance, Daniel worked in construction project management, so he knows job sites, deadlines and the certificates contractors need to get to work. He’s licensed in property, casualty and life insurance, and he makes sure quotes come back fast and nothing falls through the cracks.
Off the clock, he still plays indoor and outdoor soccer all over the Portland metro.
As an independent agency, we’re not tied to one insurance company. We compare multiple carriers for you, so you get more options without making ten phone calls.
FAQ
It depends on your license endorsement. Residential and commercial endorsements have different minimums, and many general contractors require higher limits than the CCB does. Tell us your endorsement and the jobs you bid on, and we’ll match your coverage to both.
Once your policy is active, we can usually send certificates the same day, including additional insured certificates for general contractors.
If you have no employees, you may not need it. Once you hire anyone, even part-time or seasonal help, Oregon generally requires it. We can quote both.
Yes. Monthly payment plans are available, so you don’t have to pay the full year up front.
Yes. The quote form, the paperwork and every phone call can be in Spanish if you prefer.
It takes about three minutes. No obligation.
