Employee Benefits
Add valuable supplemental health benefits for your employees through Colonial Life — voluntary coverage that works alongside their existing health plan, with little to no direct cost to your business.
Colonial Life plans help fill the gaps major medical insurance leaves behind, paying cash benefits directly to your employees for out-of-pocket costs a standard health plan often doesn’t cover. Coverage is typically funded through payroll deduction, so there’s little to no direct cost to you as the employer, and we handle enrollment in English or Spanish.
Tell us about your team and we'll follow up, usually same day.
No obligation. We'll never sell your information.
FAQ
No — voluntary benefits aren’t required. Many small employers offer them anyway because there’s little to no direct cost: coverage is typically funded through employee payroll deduction, and it’s a valuable perk for attracting and keeping good employees.
These plans don’t replace major medical coverage. Instead, they pay cash benefits directly to your employees to help with out-of-pocket costs — deductibles, co-pays, lost income — that a standard health plan often doesn’t cover.
Yes — every part of the process, from comparing coverage to enrollment, is available in Spanish. Visit our página en Español.
Yes — this pairs directly with your commercial insurance policy under the same agency. See our commercial insurance coverage.
No jargon, no pressure, just a clear answer on what coverage makes sense for your business.